Ideal for property investors, this provides a safeguard for your rental income and asset.
- Call 13 16 14
- Request a free call back
- Talk to staff at any ANZ Branch
Landlord insurance provides quality protection for the building your tenants call home and the contents you provide for their comfort. In addition you will receive cover to protect loss of rent whether you choose buildings or contents insurance or both.
Landlord insurance includes:
- full buildings replacement cover including cover for architects, surveyors and legal fees
- cover for natural events including flood1
- 'new for old' replacement for contents2
- accidental glass breakage and impact damage
- electrical motor burnout and power surge
- theft of contents by a tenant or their visitors, up to the contents sum insured
- protection for rental income which includes:
- loss of rent due to damage by an insured event (for up to 12 months and a maximum of $52,000) if your buildings suffer loss or damage and are uninhabitable as a result
- loss of rent due to rent default (up to $5,000) if the tenant leaves before the end of a tenancy agreement without giving notice, stops paying rent or is legally evicted
- loss of rent due to death of sole tenant (up to 2 weeks and $2,000)
- vandalism or malicious damage cover up to the contents sum insured
- legal costs associated with a rent default or theft by a tenant (up to $5,000).
Get an online landlord insurance online quote today.
Have you considered...
1Flood cover is applicable for new business and renewals after 8 May 2010.
2An item may be repaired or replaced, or the cost of repair or replacement will be paid to you
With landlord insurance you can choose buildings cover, contents cover or both depending on your situation and needs. Importantly, irrespective of the cover selected your rental income is protected.
Flexible insurance payment options available:
- pay by the month - at no extra cost
- multiple policy rebate - provides you with greater savings!
- earn bonus points - by paying your premium with your ANZ Frequent Flyer or ANZ Rewards cards1
Get an online landlord insurance online quote today.
Have you considered...
1 Reward Points and Bonus Reward Points accrue in accordance with the relevant credit card terms and conditions.
Making a claim under your landlord insurance is simple just contact the Claims Assistance Service by:
- lodging your claim online or
- calling 13 16 14 (24 hours a day, 7 days a week)
- please have all relevant information you need to support your claim.
It is important to make your landlord insurance claim as soon as possible as any delays may reduce the amount that will be paid or prevent a payment of a claim. If you need emergency repairs, assistance may be provided through preferred repairers and suppliers. The dedicated landlord insurance claims team will be happy to help.
Have you considered...
These frequently asked questions provide useful information about landlord insurance.
| What is rent default? |
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Rent default covers the weekly amount which your rental property is leased for (up to $5,000) less any excess and bond money that applies if:
Legal costs may be covered if you incur such cost as a result of rent default or theft by a tenant (up to $5,000) to legally evict a tenant, recover amounts owed to you by a tenant that apply to a claim under your policy, or recover amounts for items stolen from your rental property by a tenant or their visitors, unless the legal costs are solely to recover excesses. |
| What is loss of rent? |
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Any loss of rent equal to the weekly amount as stated on your Rental Agreement or Periodic Tenancy Agreement for up to 12 months and a maximum of $52,000 if your buildings or sections of your buildings suffer loss or damage and are uninhabitable as a result. Loss of rent is covered when loss or damage to your buildings occurs as a result of an event as listed in your policy or access to your rental property is prevented due to loss or damage to other property located near your rental property. |
| Do I need landlord insurance if I own a strata title unit? |
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If you own a strata title unit, the body corporate is responsible for insuring the building. In general, the Body Corporate insurance offers cover for buildings, but not usually for contents like carpets or blinds in your unit or rent default so you may still need insurance for your contents and loss of rental income. It is recommended that you check with body corporate insurance to confirm what is covered. |
Have you considered...
1If your claim for rent default or theft by a tenant is accepted.
ANZ Landlord Insurance is co-issued by OnePath General Insurance Pty Limited (ABN 56 072 892 365, AFSL 288160) ('OnePath General Insurance') - phone 13 20 62, and QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) ('QBE') - phone 13 37 23. Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) ('ANZ') is an authorised deposit taking institution (Bank) under the Banking Act 1959 (Cth). OnePath General Insurance is owned by ANZ – it is the issuer of the product but is not a Bank. This product is not a deposit or other liability of ANZ or its related group companies and none of them stands behind or guarantees the issuer.
The information provided is general in nature and does not take into account your personal needs and financial circumstances. You should consider whether ANZ Landlord Insurance is right for you by reading the ANZ Landlord Insurance Product Disclosure Statement (PDF 628kB) before acquiring or continuing to hold the product, which is available by visiting any ANZ branch, by calling 13 16 14 or by visiting anz.com.
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