We cover your loan, in case you can't.
A change in your health or loss of your income could leave you struggling to meet your financial obligations.
Your savings could soon be eaten away by loan repayments, and living expenses. Or you could be forced to sell your assets, if you couldn't meet those expenses. If you died, your partner and family could face the burden of debt.
That’s why you can never be too careful. ANZ Loan Protection can help offer you peace of mind should the unexpected happen.
With ANZ Loan Protection, you are able to select the level of cover that’s right for you. You can choose a Life and Disability Benefit cover, or perhaps you would like to extend your protection to include Involuntary Benefit cover.
To make it easier for you and to avoid an up front one off payment, ANZ can add the premium for your insurance to your loan amount.
This way, the cost is spread over the term of your loan.So don't take unnecessary risks: make sure you include ANZ Loan Protection.
If you have loan protection in conjunction with an ANZ personal loan, for the term of the loan, you may be entitled to a discount on the rate of the loan.
Remember, your Loan Protection premium can be added to your loan amount, spreading the cost over the term of the loan.
How do I buy Loan Protection through the Web?
With ANZ, buying a great Loan Protection policy couldn’t be easier. Customers can opt for Loan Protection on their online Loan Application.
It is important that you read and understand the Product Disclosure Statement including terms, conditions and limits (PDF 288kB).
ANZ Loan Protection is jointly issued by OnePath Life Limited (ABN 33 009 657 176) and QBE Insurance (Australia) Limited (ABN 78 003 191 035). This information is of a general nature and has been prepared without taking account your objectives, financial situation or needs. You should consider whether the information is appropriate for you having regard to your objectives, financial situation and needs. ANZ recommends that you read the ANZ Financial Services Guide (PDF 510kB) and the ANZ Loan Protection Product Disclosure Statement and Policy (PDF 952kB), available by calling 13 16 14 or visiting anz.com, before deciding whether to acquire, or to continue to hold, the product.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.