Whether you are thinking about your next holiday, or spoiling yourself, you could be reaching your goals sooner when you add an ANZ American Express® card to your existing ANZ Frequent Flyer and ANZ Rewards account.

Put your everyday household spend to work and maximise the number of points you could earn from your ANZ credit card account.

Existing ANZ Frequent Flyer account holders

ANZ Frequent Flyer
  • Earn Qantas Points1 on eligible purchases.
  • 1 Qantas Point1 per $1 spent on eligible purchases using ANZ Frequent Flyer American Express® cards up to $3,000 per statement period.
  • 0.5 Qantas Point1 per $1 spent on eligible purchases using ANZ Frequent Flyer Visa cards up to $3,000 per statement period.

Existing ANZ Rewards account holders

ANZ Reward
  • Earn Reward Points from everyday purchases2 - with hundreds of rewards to choose from.
  • Earn from 1.5 Reward Points2 per $1 spent on purchases using your ANZ Rewards American Express card.
  • Earn from 1 Reward Point2 per $1 spent on purchases using your ANZ Rewards Visa card.

1. Qantas Points and Bonus Qantas Points accrue in accordance with and subject to the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 13 14 for a copy). Eligible purchases exclude cash, cash equivalent transactions and premiums paid for ANZ Credit Card Insurance. You will not earn Qantas Points in respect of purchases which exceed any advised spend cap. Eligible purchases for each statement period for ANZ Frequent Flyer are capped at $3,000 of eligible purchases across all Visa cards on the account and $3,000 of eligible purchases across all American Express cards on the account, and for ANZ Frequent Flyer Platinum are capped at $6,000 of eligible purchases across all Visa cards on the account and $6,000 of eligible purchases across all American Express cards on the account. No spend cap applies to ANZ Frequent Flyer Black.  Bonus Qantas Points may still be earned once eligible purchases made with your card exceed any applicable spend cap. The Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points.  A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Terms and Conditions of the Qantas Frequent Flyer program which are available at qantas.com/terms. Earn rates and spend caps are subject to change.  Existing customers may be subject to a different earn rate or spend cap on their account.  Existing customers should call 13 22 73 for information regarding their ANZ account.

2. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (please call 13 22 73 for a copy). Purchases exclude cash and cash equivalent transactions. Some existing customers may be subject to a different Reward Points earn rate on their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account or refer to their monthly credit card statement.

American Express is a registered trademark of American Express. This card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.