The ANZ website contains the following tabs:
ANZ has a range of credit cards with rewards programs. You can:
Apply for an ANZ credit card today and you can receive a response in 60 seconds. You don’t need to be an ANZ customer to apply for any of the above credit cards.

| ANZ Balance Visa | ANZ Rewards Visa | ANZ Frequent Flyer | |
|---|---|---|---|
| Rewards | Cashback, Shopping Vouchers2 | Wide selection of rewards3 | Qantas Frequent Flyer points4 |
| Flexibility to add additional cardholders | ![]() |
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| Interest free days5 on purchases | Up to 55 days | Up to 44 days | Up to 44 days |
| Interest rate on purchases1 | 13.74% p.a. | 18.99% p.a. | 18.99% p.a. |
| Interest rate on cash advances1 | 20.99% p.a. | 20.24% p.a. | 20.24% p.a. |
| More information | Find out more | Find out more | Find out more |
Terms and conditions are available on application. Fees and charges apply.
All applications for credit are subject to ANZ's credit assessment criteria.
1. The standard variable interest rate for ANZ Frequent Flyer is 18.99% p.a. on purchases and 20.24% p.a. on cash advances, for ANZ Balance Visa is 13.74% p.a. on purchases and 20.99% p.a. on cash advances, for ANZ Rewards Visa the standard variable interest rate is 18.99% p.a. on purchases and 20.24% p.a. on cash advances. These rates are current as at Thursday, 11 March 2010 and are subject to change.
2. Reward Points are not earned on Cashback transactions to your account. Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).
3. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards Visa - Rewards Program Terms and Conditions (please call 13 22 73 for a copy).
4. Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Reward Terms and Conditions (please call 13 22 73 for a copy). Purchases exclude cash and cash equivalent transactions. An Account Holder must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Frequent Flyer points. A joining fee applies. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. This Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Points earn rate on both their ANZ Frequent Flyer American Express card and/or ANZ Frequent Flyer Visa card. Existing customers should call 13 22 73 for information regarding the Points earn rate that applies to their account.
5. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use.
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