|
An ANZ Term Deposit can help you make the most of your cash
deposits by offering you a competitive interest rate on your fixed term investments.
If you need a regular income from your cash investment and don’t need access
to your funds, then an ANZ Term Deposit may be the investment solution for you.
|
|
|
|
|
|
|
|
|
Minimum Investment
|
|
|
|
$5,000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest Rate Tiers
|
|
|
|
 |
$ 5,000 - $24,999 |
|
$25,000 - $49,999 |
|
$50,000 - $99,999 |
|
$100,000+ |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Fixed Interest Rate
|
|
|
|
The interest rate your funds earn is fixed and guaranteed for the term of the investment.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest Rates
|
|
|
|
View current interest rates to find out the current interest rates.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Investments Over $100,000
|
|
|
|
The interest rate available on investments over $100,000 is updated daily. Please refer to the Capital Market Quote Sheet for daily rates, which is available at any ANZ Branch.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest Payment Frequency
|
|
|
|
Interest can be paid monthly, quarterly, half-yearly, yearly or at maturity.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Investment Term Options
|
|
|
|
From one month – 120 months
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
What happens at Maturity
|
|
|
|
At maturity you can:
|
Automatically re-invest your funds for another term |
|
Add extra funds |
|
Withdraw all or part of your money by cheque or at your local branch. |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Early Access to Your Funds
|
|
|
|
Access to your funds before maturity is possible; however, the interest rate on the funds withdrawn early will be reduced and you will incur an administration fee of $30. Please refer to the Product Disclosure Statement for further information.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Seniors and Shareholder Card Privilege
|
|
|
|
Seniors and shareholders may earn bonus interest of 0.25% p.a. only on carded ANZ Term Deposits where the customer’s total investment balance is below $100,000. Bonus interest does not apply to special rates, or in conjunction with other offers.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Fees and Charges
|
|
|
|
An administration fee of $30 applies for early access to term deposits opened or reinvested upon maturity from 6 December 2004.
|
|
|
|
|
|
|
|
|
For further information phone us on 13 13 14.
|
