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Key Ratios
Key Ratios
Financial Ratios      
Year Ended 2005      
  AGAAP A-IFRS Commentary
  $m $m  
Net Interest Margin      
Net interest income 5,798 6,390 Adjusted for fee revenue, individual provisioning and StEPS dividend
Tax equivalent net interest 25 25  
Adjusted net interest income 5,823 6,415  
Average interest earning assets 248,304 265,893 Adjusted to recognise impact of securitised assets and commercial bills
Net interest income 2.35% 2.41%