Credit Cover Plus

ANZ CreditCover Plus offers you all the protection of ANZ CreditCover plus much more for only a few cents extra per month.

What events am I covered for?

What are the benefits?

Type of event	Nature of benefit
Involuntary unemployment	Double your minimum monthly repayment (4%) of the outstanding balance is paid, up to $10,000, if you are involuntarily unemployed.
Disability (through injury or illness)	Double your minimum monthly repayment (4%) of the outstanding balance is paid, up to $10,000, in the event of your disability through illness or injury.
Total and permanent disability	The outstanding balance up to $20,000 is paid, in the event of your total and permanent disability.
Critical illness	The outstanding balance up to $20,000 is paid, in the event of your diagnosis of a defined critical illness.
Death	The outstanding balance up to $20,000 is paid, in the event of your death.
Accidental death	The outstanding balance up to $20,000 is paid, plus an additional and equal amount to your estate, in the event of your accidental death.
Family trauma (additional benefit)	A lump sum benefit of $500 is paid if you are required to take leave from paid employment as a result of your spouse or dependent child being diagnosed with a critical illness.
Stolen card (additional benefit)	A lump sum cash benefit of $200 is paid if your card is reported as stolen and you report the incident to the police.

Please note, conditions apply. For full details on benefits and exclusions, please read the ANZ CreditCover Plus Product Disclosure Statement (PDF, 566kb).

How much does it cost?

The monthly premium is just 79c per $100 of the closing balance on your credit card statement each month (up to a maximum of $20,000).
Your premium will be automatically charged to your nominated ANZ credit card account and will appear on your monthly statement. The premium will still be payable if you pay your credit card account in full at each statement due date, unless your outstanding credit card balance is less than $10 or in credit.

How do I apply for ANZ CreditCover?

Complete the application and mail to:
   ANZ Card operations
   Reply Paid 65798
   Collins Street West VIC 8007.

Important information

ANZ CreditCover Plus is underwritten by ING Life Limited (ING Life) and ING General Insurance Pty Limited (ING General). ANZ recommends you read the ANZ CreditCover Plus Product Disclosure Statement (PDF, 566kb) before deciding whether to acquire or hold this product.
If you have further questions about ANZ CreditCover Plus, please visit the FAQs or phone 13 33 33.

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