ANZ

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Credit Cards & Visa Debit

Terms & Conditions

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Key details you need before choosing an ANZ credit card or optional extra

At ANZ we're doing whatever it takes to make sure you understand the fees, terms and conditions that relate to our convenient banking and credit card products. In this section, we have provided the legal documents you should read before choosing an ANZ credit card or optional extra. If you have any questions at all, please contact us at the ANZ call centre on 13 22 73. We'll be happy to help.



Everything you need to know about Fees and Charges

Before you choose any banking product, it is important to read about the fees and charges as well as the services the product provides. In this section, you can read about the fees and charges associated with your credit card. See the ANZ Personal Banking Account Fees and Charges (PDF, 324kb).

You can also read about general fees and charges associated with banking with ANZ. See the ANZ Personal Banking General Fees and Charges (PDF, 320kb).

If you are wanting information about ANZ Everyday Visa Debit, please refer to the ANZ Everyday Visa Debit Product Disclosure Statement (PDF, 404kb).

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ANZ Credit Cards Conditions of Use (PDF, 440kb)

These general conditions of use for ANZ credit cards apply to all personal credit cards in ANZ's range. You should read these conditions of use carefully before choosing the ANZ credit card that's right for you.

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ANZ Credit Card Insurance Features (PDF, 340kb)

Selected ANZ credit cards offer insurance products, such as Overseas Travel and Medical Insurance, at no extra cost. It's important to understand the policies if you're looking at taking advantage of one or more of these features or acquiring a new product or relying on the cover provided by these insurance features.

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ANZ Frequent Flyer Visa Platinum Insurance Features (PDF, 500kb)

ANZ Frequent Flyer Visa Platinum offers insurance to cardholders. Before deciding to take up an ANZ Frequent Flyer Visa Platinum Card or before relying on the cover provided by these insurance features, you should read about the features and limits of the policy to ensure they meet your personal needs.

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ANZ Credit Card Insurance

ANZ CreditCover allows you to cover the minimum monthly repayments on your ANZ credit card and more. It's affordable peace of mind for all ANZ credit card holders. Before deciding to purchase this product, you should read about the features and limits of the policy to ensure they meet your personal needs.

You should also access the Product Disclosure Statement (PDF, 1.2 MB).

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ANZ Financial Services Guide (PDF, 300kb)

The ANZ Financial Services Guide is designed to assist you in deciding whether to use any of the services offered by ANZ. It provides you with an understanding of the services and products available and what to expect from your interactions with ANZ. It also provides important information about our business partners and even how to make a complaint.

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eDine® terms and conditions (PDF, 336kb)

eDine® is a great way to find fun. ANZ recommends that you read the terms and conditions before joining.

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ANZ Car Rental Cover terms and conditions (PDF, 56kb)

ANZ Car Rental Cover can save around $20 a day on insurance excess cover whenever you rent a car in Australia. However, you should carefully review the terms and conditions to ensure that the cover meets all of your personal needs and cover requirements.

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Competitions

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