The ANZ website contains the following categories:

The Fees and charges category contains the following sections:

Fees and charges

Standard schedule of charges in Indonesia and are subject to change without prior notice.

Current Account

Current Account Minimum Balance Monthly Fee
Foreign Currency 1,000 (USD/EUR)
2,000 (AUD/NZD/SGD)		 Free
IDR 50.000 if < min balance
Rupiah IDR 1,000,000 Free
IDR 50,000 if < min balance

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Savings Account

Savings Account Minimum Balance Monthly Fee
Foreign Currency 500  (USD/EUR)
1,000 (AUD/NZD/SGD)		 Free
IDR 50,000 if < min balance
Rupiah IDR 2,500,000 Free
IDR 50,000 if < min balance

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Term Deposit

Term Deposit Minimum Balance
Foreign Currency 2,000 (USD/EUR)
4,000 (AUD/NZD/SGD)
Rupiah IDR 10,000,000

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Safe Deposit Boxes

Key Deposit Fee (refundable) : IDR 400,000

Type Size Annual Fee
Small 7cm x 25cm x 60cm IDR 300,000
Medium 12cm x 25cm x 60cm IDR 500,000
Large 25cm x 25cm x 60cm IDR 700,000

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ATM Debit Card

Transaction at ANZ ATM

Transaction Fee
Cash Withdrawal Free
Balance Inquiry Free

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Transaction at other bank’s Cirrus ATM

Transaction Cash Withdrawal Balance Inquiry Denied Transaction
Within Indonesia IDR 12,500 IDR 2,500 IDR 2,500
Overseas USD 1.25 USD 0.25 USD 0.25

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Outward Remittance

Telegraphic Transfer Account Holder
Involving Currency Exchange IDR 50,000
Not Involving Currency Exchange 1/8 %
 (min IDR 50,000;
Max IDR 1,000,000)

Account Holder Clearing: IDR 5,000 if 100 million; IDR 25,000 if 100 million

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Inward Remittance

Inward Remittance Fee
Credit to Account Free
Withdraw in foreign Currency Cash Refer to Cash Withdrawal

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Bank Draft

Issuance Fee
Involving Currency Exchange IDR 50,000
Not Involving Currency Exchange 1/8 % (min IDR 100,000;
Max IDR 1,000,000)
Cancellation Fee IDR 200,000
Encashment Fee
Foreign Currency Refer to Cash Withdrawal
Rupiah IDR 10,000

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Traveller’s Cheque (American Express Only)

Issuance Fee
Involving Currency Exchange 0.5 %
Not Involving Currency Exchange 0,625 % (min USD 10)
Encashment Fee
Account Holder USD 2.50

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Cheque Collection

Collection Fee
Currency Cheque drawn in  
- USA USD 40
Plus third party charge
- Australia USD 40
Plus third party charge cable fee if any
- Other Country USD 40
Plus third party charge
Unpaid Cheque USD 30
Plus third party charge

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Other Charges

Other Charges Fee
Cash Withdrawal – Foreign Currency 1% if <= USD 10,000 or equivalent/day
2% if > USD 10,000 or equivalent/day
Free up to USD 500 or equivalent/day for customers with combined balance of USD 10,000 or above
Cash Deposit – Foreign Currency Free
0.25 % if > USD 10,000 or equivalent/day
Bank Reference Fee IDR 50,000 /  letter
Audit Confirmation Fee IDR 50,000 / letter
Standing Instruction Establishment/Amendment Fee
IDR 50,000 / instruction
Printing Statement
- Up to 90 days
- Above 90 days
- Enquiry Fee for transaction > 90 days
IDR 15,000 / account
IDR 50,000 / account
IDR 100,000
Stop Payment Fee IDR 50,000
Dishonour Fee
- Local Instrument
- Foreign Instrument
IDR 25,000
USD 10
Account Closing Fee IDR 50,000
Opening Overseas Account
- Normal
- Student
IDR 200,000
Free
Instruction to Overseas Account IDR 100,000
Cheque Book Request IDR 25,000 + stamp duty

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